The official inflation rate is dragged down by cheap TVs and gym memberships. Find out your actual personal inflation rate based on the food, energy, and fuel you actually buy.
Calculations use live backend mapping to ONS COICOP codes (D7G8, D7C7, D7E8).
The ONS "average basket" includes 700 items, including things you probably don't buy regularly. We strip out the noise and focus on the essentials that are squeezing your budget.
If 40% of your income goes to food and energy, your inflation rate shouldn't be calculated using an average that assumes you only spend 15% on them.
We query the exact same underlying MM23 datasets the government uses, but we filter out irrelevant fluff and obscure data points that nobody actually cares about to give you the actual truth.
Don't just get angry at the news. Generate a customized digital report showing exactly how much extra you need to earn just to stand still.
Use the free calculator forever, or unlock a personalized dashboard for 6 months to track and prove your real cost of living.
Basic access to see how far off the official CPI your lifestyle actually is.
A customized, professional digital audit of your exact personal inflation rate. Includes full dashboard access for 6 months so you can return and adjust your data.
Everything you need to know about how RealInflation works.
Our backend securely queries the exact same raw MM23 consumer price inflation datasets published monthly by the UK Office for National Statistics (ONS). We just do the heavy lifting of maths, mapping and calculations for you.
No. It is a strict one-off payment of £3.99. This gives you 6 months of full access to your personalized dashboard. There are no sneaky auto-renewals or hidden charges.
Inflation is highly dynamic and the ONS updates its datasets every single month. A report generated today will be outdated next year. 6 months gives you plenty of time to track your budget or negotiate a salary review using the most relevant data, without locking you into an endless subscription.
The ONS typically releases the previous month's inflation data around the middle of the current month. For example, the data for June would be released around July 15th. If you're seeing a delay, it's likely because we're waiting for the latest ONS release to ensure your report is as accurate and up-to-date as possible. As soon as it's released, we automatically pull it in and update your dashboard with the new data.
Absolutely not. Your privacy is our priority. We do not sell your salary or spending data to brokers, marketing agencies, or use it to train AI models. You can read our full Privacy Policy for details.
That is completely fine! You don't need to be accurate to the penny. The sliders are designed so that even rough estimates will give you a highly accurate baseline of your personal inflation rate.
The headline CPIH rate assumes an "average" basket of 700+ goods, including things like flat-screen TVs and gym memberships. If a large portion of your income goes purely to food and energy, your personal rate will be much higher than the average.
The Office for National Statistics (ONS) isn't lying: They independently measure the entire economy. The problem is the "flaw of averages". Because their basket includes the spending of the wealthy and items like new cars and electronics, the national average gets dragged down. Politicians love to quote this lower average because it sounds better in headlines, but it completely fails to reflect the financial pain of a normal household whose budget is dominated by food, fuel, and energy.
Yes! The Pro dashboard includes a feature to generate a secure, read-only link that you can share with employers or partners to help negotiate your salary.
The ONS does publish the raw data, but they don't have the resources to provide personalized reports for every citizen. They also have an incentive to present a single, "average" rate that looks palatable to the public and policymakers, rather than highlighting the financial pain many people are experiencing.
The Pro Report - Live Household Inflation Tracker (6 Months)